Top Insurance

All Specialty Vehicles and Businesses Have Specialty Commercial Insurance Plans

There is an absolutely massive range of specialty vehicles on the road today for different commercial applications. These different cars, vans, trucks and buses all look different and are used in different ways. They may have special features, usages and restrictions, along with unique risks that come with those different designs and applications. This means that each type of specialty vehicle must be protected with its own specialty type...

13 Ways to Save Money On Your Boat Insurance

Ships are the nearest things to dreams that hands have ever made. – Robert N. Rose A lot of people ask me if I were shipwrecked, and could only have one book, what would it be? I always say ‘How to Build a Boat’ – Stephen Wright Work like a captain, play like a pirate – Unknown People(read: Men) love boats. We take care of our boats and treasure...

Hawaiian TV News – Stolen Kayak, Surfboard Through Window of Car On the H1

Not long ago, I was discussing watercraft and boat insurance with an insurance agency owner in Kailua Hawaii, I guess he noticed I was wearing a Kailua Canoe Club sweat shirt. We discussed some of the types of water toy, boat, and marine businesses he insured. He noted that everyone who owned a jet ski was required to have a license for it, and insurance. If no proof of...

Cargo Insurance – Overview of Basic Principles

Why should you shell out extra amount to pay for cargo insurance? The short answer is: because with that “extra” amount, you will be remunerated in case your cargo gets lost or damaged. Nonetheless, let us define cargo insurance in more technical way. Cargo insurance generally covers the lost or damage, total or partial, of the goods that is the subject of the insurance coverage if such goods is...

Signs of a Quality Insurance Company

The insurance company you choose to protect you from loss in the event of an accident or situation needs to be a trustworthy one. Know what to look for as you analyze and examine different companies and policies to ensure that you choose the right coverage. Positive Ratings Rely on the assessments of the rating companies, whose purpose is to analyze the quality and financial wellbeing of insurance companies....

When Should You Consider Getting Insurance Through Your Credit Card Company?

Most credit card companies offer insurance to their card holders. This article takes a look at the different types of policies that are available for consumers. It also provides suggestions on who makes a good candidate for each type of insurance. By now, most people with a credit card know that they can obtain credit insurance from the company through which they obtained their account. Many people decline this...

Do You Need Public Liability Insurance?

Do I Need Public Liability Insurance? If you are Self Employed, or own a Business you must have Public Liability Insurance in case of an accident. A member of the public, a contractor, Client or member of staff (if you are an employer) can claim compensation against you. As a tradesman or any worker on site – you have a Duty Of Care to those around you to work...

Meeting Objections When Selling Insurance

There are only two topics upon which you may speak authoritatively with a free imagination and without the possibility of being controverted. You may talk of your dreams and you may tell what you heard a parrot say. Both Morpheus and the bird are incompetent witnesses; and your listener dare not attack your description of events. The average insurance agent can remark that he or she can never launch...

Know the Benefits of Hiring a Business Insurance Broker

Insuring your business is very essential, especially when your business involves lots and lots of risk factors. These policies not only cover you from such hindrances but also gifts you a peaceful life. Whatever be the size of your business, policy coverage is highly essential. There are several professionals in the market, who can help you choose the best policy for your company. If your business is a small...